Environmental Funerals

Environmentally-friendly burials are gaining in popularity and becoming a viable option without interfering with traditions.

There are so many little, almost imperceptible steps society has taken to lessen our impact on the earth. Recycling has become the norm, hybrid cars aren't the joke they once were, and eating organic and locally produced foods is something most people attempt to include in their lives. (Whether or not we succeed isn't always the case, but at least we try.) So it's only natural for these values to carry over into the choices we make for our final disposition. Because if you had the choice between being buried in a more natural state, as opposed to being loaded with chemicals, which would you choose?

The green burial movement has been active for some time now, and people are interested in green burial and green funerals for a variety of reasons:

·         Green funerals and green burials can be a final eco-friendly act, one last effort to lessen our impact on the earth and reduce our carbon footprint.

·         Green burial can be seen as the traditional way of being buried -- a return to the way people were buried before the industrialization and commercialization of funerals.

·         For people observing religious traditions -- specifically Jewish or Muslim funerals -- green burial can be a way to honor those customs.

·         Consult with a knowledgeable funeral director to learn if they provide or are experienced in green funerals.

Important Facts To Know About Green Burials

Green burial, also called a natural burial, is an environmentally friendly burial that aims to have as little impact on the earth as possible.

How To Choose A Green Funeral Home

Green funeral homes make environmentally friendly goods available to their customers, offer non-toxic body preparation options, and work with green cemeteries or natural burial grounds.

A Guide To Buying Green Burial Products

If you're planning a green burial, you'll need to purchase burial products that are environmentally friendly -- this generally means you'll want a green casket and a green headstone.

 Natural Materials Used To Make Green Caskets

Green caskets are made from natural materials that will easily decompose when buried and will have as little impact on the earth as possible, such as bamboo, pine, recycled cardboard, hemp or other natural materials.

If you're planning a green burial you'll want to mark the grave with natural elements, rather than a commercial headstone.

The Three Different Types Of Green CemeteriesTraditional, Home, and Green

In addition to traditional cemeteries, there are a number of other options for where you can be buried, such as at a “green” or “eco-friendly” cemetery.

Pre-Planning A Home Funeral Service

Home funerals take place at a family home, rather than a cemetery chapel, religious place of worship, or a funeral home.  In the Denver Metro Area, the burial will then take place at a cemetery.

How To Have A Home Burial

If you live in a rural area you may be allowed to bury a body on your own property. For many families, home burial is a more intimate, economical, environmentally friendly, and personal method of burial.   Home Burial is not allowed in the Denver Metro Area.

Also called a natural funeral, a “green” funeral is an environmentally friendly funeral that aims to have as little impact on the earth as possible.

Finding A Green Cemetery

Many conventional cemeteries are now offering green burial options.  There is a fairly new cemetery in Denver called Seven Stones that specializes in such burials.

Purchasing A Green Casket

Green caskets are commonly made from materials such as bamboo, cork, teak, willow, rattan, banana leaf, seagrass, and recycled cardboard, as well as hemp, organic wool and felt, and organic cotton.

Presidential Executive Order could affect your Retirement plan

Earlier this year, Donald Trump ordered the Department of Labor to reconsider the Obama administration’s retirement savings protections due to begin taking effect in April, with an eye toward revising or completely eliminating them.

This protective ruling is based on two core ideas. First, if you are an individual investing for retirement, your best interests should come first. Your financial interests should not take a back seat to the financial interests of your financial adviser. And, the second idea of the ruling maintains that how your adviser gets paid cannot conflict with your best interests.

What Eliminating These Protections Could Mean For You

You may lose hard-earned retirement money.

The Labor Department created the new retirement investor protections because lots of evidence showed working people and retirees were paying a huge price for conflicted investment advice through higher fees and worse returns. If you continue to live with that conflicted advice, you could end up with about 25% less in retirement money over 35 years of investing than if you were getting recommendations from someone who is paid to work in your best interest. This easily could amount to tens, if not hundreds, of thousands of dollars less for you when you retire. Or, you might have to work longer to make up for it.

You won’t automatically be able to trust your retirement investment adviser.

Trusting the wrong person to help you make good decisions about your retirement investments can cause you deep and permanent financial harm. If the Trump administration gets rid of or weakens the retirement investor protections, it will continue to be your job to figure out whom you can trust—that is, who is a “fiduciary” legally required to act in your best interest versus who is just a salesperson getting paid with commissions and kickbacks.

AFL-CIO President, Richard Trumka had this to say after the initial Fiduciary protection ruling. “We know that financial industry opponents of the rule will continue their efforts to prevent it from being enacted. The AFL-CIO will be watching to see how members of Congress respond to their entreaties. This rule is critical to promoting retirement security for working men and women. It means we will have more of our hard-earned funds available for a secure and dignified retirement.”

Always Work With a Respected Fiduciary Financial Adviser

Even though a U.S. federal judge upheld the Obama-era rule, the case could still be appealed to a higher court. So, for now, the protective ruling is alive. However, the case is not closed. In the meantime, whether the ruling is ultimately done away with or not, you don’t have to be the one to suffer. If you have a plan stick with it. If you don’t have one, find a respected fiduciary investment adviser to work with immediately. Working with a fiduciary financial adviser can at least assure you that your interests are above theirs.